Fake loans
Fake loan offers that conceal fraudulent schemes.
Unpacking loan scammers.
Unpacking loan scammers.
Scammers offer “quick loans” on the website fincreditunion.info at 1% annual interest without income verification, collect personal data, require payment of an “insurance fee” to a Kazakhstani money mule’s bank card, and appear to misuse the name of the “Credit Union of Kazakhstan” to create a false sense of legitimacy. Information about a legal entity and a licence is absent.
In the Telegram channels "Gold Credit" and "Indira Otarbayeva", scammers offer online loans to people with poor credit histories who have been rejected by banks.
They promise loans at 0% interest for up to 10 years, display fake documents and demand payment for "insurance" by transferring money to a bank card controlled by a money mule.
If a person refuses to pay, the scammers begin threatening them with fines of up to one million tenge.
In Telegram, scammers offer loans on unrealistically favorable terms: 2% annual interest, a six-month payment deferral, no income verification and no credit history checks.
To appear trustworthy, they use fake testimonials and fabricated reviews.
The outcome is always the same — after paying the so-called "insurance fee", the victim loses money and never receives a loan.
Scammers from "Almaz Kredit" promise refinancing at 1–2% annual interest rates — but it is a scam.
Scammers on social media offer interest-free loans with guaranteed approval.
People who urgently need money but cannot obtain a bank loan due to overdue debts, a poor credit history or insufficient income are most often targeted by such schemes.
Fraudsters offer “guaranteed” loans at 1% annual interest for up to 10 years, falsely claiming to act on behalf of the Turkish bank Akbank.
To create the appearance of legitimacy, the scammers use the name and logo of the real bank and present a forged license purportedly issued in the Republic of Kazakhstan. They then ask prospective borrowers to pay various “commissions” and “service fees” by transferring money to the bank card of a Kazakhstani money mule.
It is important to remember that legitimate banks do not require advance payments to personal bank cards in order to issue a loan. Such offers are a common fraud scheme designed to steal money under the pretext of arranging financing.
