Fake loans | Unpacking | "Gold Credit", "Indira Otarbayeva"

In the Telegram channels "Gold Credit" and "Indira Otarbayeva", scammers offer online loans to people with poor credit histories who have been rejected by banks.

They promise loans at 0% interest for up to 10 years, display fake documents and demand payment for "insurance" by transferring money to a bank card controlled by a money mule.

If a person refuses to pay, the scammers begin threatening them with fines of up to one million tenge.